The point is that stuff happens to you that you have no control over. You might have fucked up genes that send you crazy in your forties. You might get rear ended by a drunken driver and spend the rest of your life drooling and restricted from solid foods. Hell, as far as I can tell we might not even have anything that even slightly resembles free will.
I'm tired, overworked and have had too much junk food. I'm also renaming this site 'I need a bigger fucking soap box, I can't see over the desk with this one'.